You Know What You Want.
We’ll Get You There.

Whether you are buying or selling, searching for your first home, relocating to Maryland, or looking for someplace new—we can help. Known for our attention to detail, integrity, and follow-through, the Realty Concepts team will help you get where you want to go.


About Us

“Empathy is the most important thing to bring to a client relationship — understanding this person and their needs” – Joe Loverde

Personal. Experienced. Licensed. Professional.  Realty Concepts principals Joe and Cindy Loverde are leaders in Maryland real estate, with a total of more than 50 years’ experience in financing, negotiations, construction, land development, and property appraisals.

Meet Our Team…

Joe and Cindy Loverde, founders of Realty Concepts, are leaders both in their profession and in their community.

Our Services

“Trust is everything – Experience, ethics, responsibility. I feel the seriousness of what we are doing” – Cindy Loverde
Home Buying – Confused? Overwhelmed? No more. We provide expert guidance for you through every step of the home-hunting and buying process, from identifying houses and properties for sale in the community you want, all the way to supporting you through the negotiations, financing, closing and settlement on your dream home.
Home Selling – We pledge to sell your house for the best price in the shortest period of time! Draw on our  half-century of experience and connection to support you through every step of the selling process, from identifying the perfect price for your property and marketing it prominently through regional listings and brokerages, all the way to helping you achieve the best possible terms in your contract and settlement.
Appraisals – What is your property’s value? How much of a mortgage will a lender be willing to write on a property? The answer depends on lots of factors. Our team of appraisal experts uses proven methods to go through the valuation process, from collecting and analyzing the data, all the way to reaching a final opinion of value and communicating the appraisal.
Property Management – Effective property management is all about integrity and communication. Whether you need management of a single property or multi-use commercial and residential properties, our team of experts will qualify tenants for you, manage financials, contract with reputable contractors for repairs, and be on-call 24/7 for emergencies.

We open the door to the stress-free sale, purchase, appraisal and/or management of your property


Serving Maryland’s Most Livable Communities

With our office centrally located on Main Street in Catonsville, MD, Realty Concepts proudly serves some of America’s Best Places to Live.

The communities of Baltimore County, Howard County and Anne Arundel County have been praised for their livability and quality of life by the national media.. Among Money Magazine‘s recent top 100 places to live in America have been the local communities of Columbia  (#1 in 2016), Catonsville (#49 in 2007), Elkridge (#46 in 2007), and Ellicott City (#5 in 2006),  among others.

Why? Here are just a few of the many reasons:

  • Close to Baltimore and Washington, D.C.
  • Minutes from I-95, the MARC commuter train and Thurgood Marshall BWI airport
  • Less than an hour away from the shining waters of the Chesapeake Bay
  • Home to nationally-recognized schools and world-class universities
  • Served by two of the finest medical systems in the nation

Get Acquainted with Our Communities…

In 2016, the University of Maryland, Baltimore County celebrated 50 years of nationally-recognized academic innovation,  inclusive excellence, and community involvement.